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Retirement age doesn’t necessarily mean retirement

When workers reach their 60s, coworkers and employers might expect them to retire as soon as possible. Not everyone is ready to leave their career behind at the same pace, however.

Entrepreneur paints a very different picture of what it’s like to finally reach “retirement age.” A number doesn’t dictate an employee’s health, needs or wishes. If a worker chooses to delay their retirement, there’s no reason why their boss should try to kick them out the door.

Longer lifespans allow extended careers

Some employees choose to keep working as long as their health allows. With the advances in medical care and technology, American lifespans have increased from just a few decades ago. This means that employees might be able to work well beyond 65 years old. A career can be more mentally stimulating or personally rewarding than sitting around the house in retirement.

Fewer savings, more expenses

Others simply can’t afford to stop working yet. Due to boosted lifespans, the duration of retirement is often quite long. The recommended retirement savings, according to Entrepreneur, should account for at least 25 years’ worth of expenses without a job.

This figure can be extremely difficult to reach. A few extra years of working might not be ideal, but could add to savings and condense Social Security benefits. With age may come extra medical expenses, so every paycheck makes a difference.

Companies may push back

Workers who aren’t ready to retire shouldn’t have to face pressure to leave their job due to age alone. Although coworkers and managers may be curious about when they will have to bid you farewell, certain actions can count as illegal age discrimination.

For example, a manager might cut an aging employee’s hours or significantly scale back their responsibilities “for their own good.” These kinds of actions can seriously impact the worker’s income. Thankfully, New York law protects aging employees from suffering the pressure to quit or retire too early.

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